Intellectual Property, Safety & Accessibility Notices

Version and application

For a new customer, the contractual terms in this version take effect when Baruch Holdings LLC has published or supplied this version and the customer validly accepts it. For an existing customer, they take effect on the date communicated in the required change notice, subject to any required affirmative acceptance and the protections in Terms of Service Section 29. The version date above is not a representation of an earlier publication or acceptance.

Privacy and technology notices apply to the processing they describe when they are supplied or published as the applicable notices. They do not turn acknowledgment into consent, authorize processing before required disclosures or safeguards exist, or extinguish rights concerning earlier conduct. No charge, renewal authorization, signature, provider approval, or transfer instrument is created merely by generating or receiving this file.

Parts A–K contain the public agreements and notices. Part L and Annexes A–E contain the Data Processing Addendum. Provider-specific disclosures and any required transfer instruments must be supplied and validly authorized for the affected processing as those provisions require. They are not replaced by a generic provider category. Separate reseller agreements and mandatory legal rights remain unaffected.